fintech

AI for fast, compliant fintech platforms

From core banking systems to AI-led compliance engines, we build fintech software that simplifies transactions, accelerates onboarding, and detects fraud in real time.

healthcare

Integrated tech solutions for fintech growth

Our fintech solutions combine AI-led automation, transaction speed, and dynamic risk assessment to enhance compliance and scale financial operations for startups, mid-size firms, and enterprises.

Core banking integrations

Integrate core banking systems with third-party APIs to unify data and streamline operations

Wallets and UPI

We build secure, scalable wallets and UPI systems with fast, NPCI-compliant transactions

KYC/AML automation

Accelerate onboarding with OCR, biometrics, and AML screening. Achieve over 95% accuracy in compliance workflows.

Risk and credit engines

Deploy ML models for credit scoring, fraud detection, and instant loan decisions for NBFCs.

Investment portfolio dashboards

Build real-time dashboards for portfolio tracking and asset allocation, optimized for funds, brokers, and robo-advisors

File validation for compliance

Automate audits with AI to ensure RBI, SEBI, PCI-DSS, GDPR, and ISO 27001 compliance.

Your product vision, our engineering expertise

Our full-stack engineering approach transforms your fintech vision into market-ready products with comprehensive user experiences, built-in regulatory compliance, and enterprise-grade security.

Custom

Custom fintech apps

Mobile

Mobile banking apps

Digital wallets

Digital wallets

P2P lending

P2P lending platforms

KYC platforms

KYC platforms

Finance management apps

Finance management apps

Mobile point-of-sale (MPoS) systems

Mobile point-of-sale (MPoS) systems

Investment and stock trading platforms

Investment and stock trading platforms

Your product vision, our engineering expertise

Don't let tech talent shortages hold you back. With our on-demand experts, you can quickly fill gaps and scale your team.

Custom
Custom fintech apps
Mobile
Mobile banking apps
Digital wallets
Digital wallets
P2P lending
P2P lending platforms
KYC platforms
KYC platforms
Finance management apps
Finance management apps
Mobile point-of-sale (MPoS) systems
Mobile point-of-sale (MPoS) systems
Investment and stock trading platforms
Investment and stock trading platforms

OUR SERVICE BENEFITS

Why choose InnoApps

We blend AI engineering, global financial architecture, and regulatory expertise to deliver secure, compliant, and scalable fintech software.

  • global-regulatory-complianceGlobal regulatory compliance
  • KYC/AML-onboarding-at-scaleKYC/AML onboarding at scale
  • scalable-financial-operationsScalable financial operations
  • fraud-prevention-and-risk-controlFraud prevention and risk control
Global regulatory compliance

Global regulatory compliance

Our AI-integrated platforms embed compliance into every layer, ensuring alignment with RBI, SEBI, MAS, DFSA, PCI-DSS, GDPR, and ISO 27001. Mitigate risk, and confidently expand in regulated markets like the US, EU, UAE, Singapore and India.

KYC/AML onboarding at scale

KYC/AML onboarding at scale

We build AI-powered onboarding workflows for banks, wallets, and lenders that speed up user verification with full compliance. Designed to meet multi-country regulatory mandates, these flows lower CAC, reduce ops load, and enable instant onboarding.

Scalable financial operations

Scalable financial operations

Our software architecture supports rapid product iteration, localized rollouts, and microservice-based upgrades without disrupting your core systems. Perfect for FinTechs scaling across India, MENA, ASEAN, and North America, while ensuring compliance and system integrity.

Fraud prevention and risk control

Fraud prevention and risk control

We build advanced AI engines to detect fraud patterns, automate scoring, and generate real-time alerts across financial operations. This proactive approach minimizes fraud risk and improves credit decision accuracy in high-volume, time-sensitive processes.

OUR SERVICE BENEFITS

Why choose InnoApps

We blend AI engineering, global financial architecture, and regulatory expertise to deliver secure, compliant, and scalable fintech software.

Global regulatory compliance
Global regulatory compliance

Our AI-integrated platforms embed compliance into every layer, ensuring alignment with RBI, SEBI, MAS, DFSA, PCI-DSS, GDPR, and ISO 27001. Mitigate risk, and confidently expand in regulated markets like the US, EU, UAE, Singapore and India.

KYC/AML onboarding at scale
KYC/AML onboarding at scale

We build AI-powered onboarding workflows for banks, wallets, and lenders that speed up user verification with full compliance. Designed to meet multi-country regulatory mandates, these flows lower CAC, reduce ops load, and enable instant onboarding.

Scalable financial operations
Scalable financial operations

Our software architecture supports rapid product iteration, localized rollouts, and microservice-based upgrades without disrupting your core systems. Perfect for FinTechs scaling across India, MENA, ASEAN, and North America, while ensuring compliance and system integrity.

Fraud prevention and risk control
Fraud prevention and risk control

We build advanced AI engines to detect fraud patterns, automate scoring, and generate real-time alerts across financial operations. This proactive approach minimizes fraud risk and improves credit decision accuracy in high-volume, time-sensitive processes.

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compliance

Meet RBI and PCI-DSS and reduce audit risks.

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transaction processing

Boost payment efficiency and customer satisfaction.

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KYC automation

Reduce onboarding time with fewer manual checks.

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faster fraud detection

Strengthen security with AI-based protection.

Our Fintech success stories

Discover how we help fintech teams use AI to build compliant, secure, and scalable systems that seamlessly integrate across payment, lending, and risk platforms.

gobuddy

20M+ Users retained in 3 months from re-design

We provide services in all fields from logistics, blockchain to healthcare.

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gobuddy

Solved the most complex problem in healthcare

We provide services in all fields from logistics, blockchain to healthcare.

Case Study arrow

Built for compliance across the US, Canada, EU, and beyond

We build fintech software that meets global regulations from day one, so you can launch faster, reduce audit risks, and operate confidently in regulated markets.

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FinCEN

We follow U.S. anti-money laundering rules by adding tools to monitor transactions and report suspicious activity automatically.

FINTRAC

We help your product meet Canadian standards by keeping accurate records and flagging risky transactions.

PSD2

We add strong authentication and support for open banking so your product meets EU standards for secure payments.

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PCI-DSS

We protect cardholder data with encryption and secure storage, helping you meet global standards and reduce the cost of PCI audits.

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GDPR

We build software that supports EU data‑privacy by integrating encryption, limited access, and clear consent mechanisms.

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PA-DSS

We apply global payment‑app security standards by encrypting card data, skipping sensitive storage, and adding transaction logs when needed.

AML

We integrate transaction monitoring, alerts, and identity checks to support AML compliance in regulated financial environments.

ePrivacy

We implement cookie consent and secure messaging to meet EU ePrivacy rules on digital communications.

FREE CONSULTATION

Let’s bring your fintech software project to life

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FAQs

Essential info about our Fintech software solutions

Yes. We build custom fintech integrations with core banking systems, digital wallets, UPI rails, and payment gateways to enable secure, real-time data exchange and transaction flow.

Absolutely. Our AI-powered KYC and AML automation flows deliver over 95% verification efficiency while ensuring full regulatory compliance and fraud prevention.

We typically go live in under four weeks by combining modular fintech architecture, prebuilt accelerators, and collaborative development workflows.

Yes. We build financial dashboards with real-time portfolio tracking, KPI analytics, and role-based access to support data-driven investment decisions.

Yes. We engineer complete loan origination systems that automate credit scoring, rule-based approvals, and digital disbursals for lending platforms.

Yes. We offer low-code and API-based integrations to extend or embed fintech functionality into your current software stack without disruption.